What You Can Do in the Event of a Workplace Injury
Thankfully, I’ve avoided any significant injuries in my life, but the other day I was taking a shower and thought to myself, “Wouldn’t it be great if I had a legitimate excuse to never work again?” That’s when the thought popped into my head – a concept that I had heard before but didn’t know anything about. It seems like the old locker room joke after a minor injury at work is always, “Oh, you should file for workers’ comp.” But what even is workers’ compensation?
I started to look into who qualifies for workers’ compensation and what the benefits are. I couldn’t believe how serious some of these injuries were! Workers’ compensation is a big deal for people who get hurt. Workers routinely fall off buildings, get t-boned in an intersection while driving the company truck, and some of them are permanently injured. Workers’ compensation is there to help those people recover and live as healthy a life as possible, but it still seems tough. I was a little surprised to learn it can cover a bunch of living expenses, like medical bills after the injury, a living wage, and even food for your cat. Permanent compensation could last a lifetime, but don’t expect to get rich that way.
I think one of the worst injuries that qualify a person for workers’ compensation is what they call “injury due to repetitive motion.” I guess somebody is out there with a jackhammer, pounding concrete their whole life. Next thing you know, you have carpal tunnel syndrome, and you can’t even type or pick up a glass of chocolate milk. Yikes! I couldn’t live like that. No wonder there is a system in place to help people like that. Everyone loves chocolate milk!
Although it would be nice never to have to work and just make money, I’m happy I can still work. It feels good to be in control of my daily activities, and I would never sacrifice that opportunity for an injury. I don’t care how much you pay me. The men and women who sacrifice their health for a paycheck deserve to have a form of insurance if things go wrong on the job.
Unfortunately, I also learned that sometimes companies aren’t willing to pay their injured employees a fair amount of compensation. I’ve heard of horror stories where the company denies their worker was injured on the job. What is that all about? The money comes from the employer’s insurance company if I’m not mistaken. Don’t get me wrong; I’m not surprised that an insurance company would try to reduce the amount they owe an injured worker. But an employer? That’s just wrong.
Luckily for all those hard workers out there, law firms like McCutchen & Sexton are working hard to fight for people who have been injured. They even try to help people when workers’ compensation isn’t enough. I’m glad I live in a world where people are still interested and passionate about doing the right thing.